Privacy Policy

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Effective Date: June 30, 2026

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Debt Co LLC (doing business as Debt Co Collections) ("we," "us," or "our") is committed to protecting your privacy. This Privacy Policy describes how we collect, use, and share information when you visit our website or interact with us online.

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We are based in the United States and do not conduct business outside of the U.S. By using our services, you acknowledge that your information will be processed in the United States.

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1. Information We Collect

We collect only the information you voluntarily provide to us.

• Categories of Information:

  • Identifiers: Name and email address.

• Sources of Information: We collect this information directly from you when you sign up for our newsletter or contact us with service questions.

• Cookies: We do not use cookies, pixels, or other tracking technologies on our website.

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2. How We Use Your Information

We use your personal information solely for the following business purposes:

• To send you newsletters and updates you have requested.

• To respond to your inquiries and provide customer service.

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3. How We Share Your Information

We do not sell your personal information to third parties.

• Service Providers: We share your email address with a third-party service provider exclusively for the purpose of sending out our newsletters. This provider is contractually obligated to protect your information and uses it only to perform services on our behalf.

• Legal Requirements: We may disclose your information if required to do so by law or in the good-faith belief that such action is necessary to comply with state and federal laws (including valid subpoenas or court orders).

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4. Children's Privacy

Our website and services are not directed to or intended for individuals under the age of 18. We do not knowingly collect personal information from children under 18. If we become aware that we have inadvertently received personal information from a child under 18, we will delete such information from our records.

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5. Your Rights and Choices

• Opt-Out of Newsletters: You may unsubscribe from our newsletters at any time by clicking the "unsubscribe" link included in every email or by contacting us directly.

• Access, Correction, and Deletion: You may contact us to review, correct, or delete your personal information.

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6. State-Specific Privacy Disclosures

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California Residents (CCPA/CPRA)

Under the California Consumer Privacy Act (CCPA) and California Privacy Rights Act (CPRA), California residents have specific rights regarding their personal information.

• Right to Know: You have the right to request the specific pieces of personal information we have collected about you, the categories of sources, and the purposes for collection.

• Right to Delete: You have the right to request the deletion of your personal information, subject to certain legal exceptions.

• Right to Correct: You have the right to request that we correct inaccurate personal information.

• Right to Opt-Out of Sale or Sharing: We do not sell your personal information or share it for cross-context behavioral advertising. Therefore, we do not offer an "opt-out" mechanism for sales/sharing as it is not applicable to our business practices.

• Non-Discrimination: We will not discriminate against you for exercising your privacy rights.

• Shine the Light Law: We do not share personal information with third parties for their own direct marketing purposes.

 

Texas Residents (TDPSA)

Under the Texas Data Privacy and Security Act (TDPSA), Texas residents have the following rights:

• Right to Confirm and Access: You may confirm whether we process your personal data and access that data.

• Right to Correct: You may correct inaccuracies in your personal data.

• Right to Delete: You may request the deletion of personal data provided by or obtained about you.

• Right to Data Portability: You may request a copy of your personal data in a portable and readily usable format.

• Opt-Out of Sale/Targeted Advertising: We do not sell your personal data or engage in targeted advertising.

 

Other State Residents (CO, CT, VA, UT, OR, MT, etc.)

Many other states provide similar consumer rights. Regardless of your state of residence, we extend the following rights to all our users:

• Access: You can request to confirm if we are processing your data and access it.

• Deletion: You can request that we delete the data we hold about you.

• Correction: You can ask us to fix errors in your information.

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7. How to Exercise Your Rights

To exercise any of the rights listed above, please contact us using the information below. We will verify your request by matching the name and email address you provide with our records.

• Email: Office@DebtCoCollections.com

• Phone: (Available upon request or insert phone number if applicable)

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8. Contact Us

If you have any questions about this Privacy Policy, please contact us at:

Debt Co LLC (DBA Debt Co Collections)
9417 E 63rd St
Kansas City, MO 64133
Email: Office@DebtCoCollections.com

 

 

9. Policy Changes

We may update this privacy policy from time to time. Any changes will be posted on this page with an updated "Effective Date."

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All the above categories exclude text messaging originator opt-in data and consent; this information will not be shared with any third parties.